Resources 

  • Help With Debt
  • Saving
  • Buying A Home
  • Consumer Help and Advocacy
  • Credit Bureaus
  • Identity Theft
  • Loans
  • Budgeting
  • College Help
  • Insurance

  • Help for Seniors
  • Financial Planning
  • Retirement Calculators
  • Women & Finance
  • Divorce
  • Buying a Car
  • Government Help
  • Investing

External link opens in new tab or windowStack of books in a spiral||||

Help With Debt Issues

External link opens in new tab or windowdebtorsanonymous.org

Offering support for those struggling with debt, this site provides a place where people can share their experiences, strength and hope in the battle against ever-building debt.  

External link opens in new tab or windownfcc.org
The National Foundation for Credit Counseling member organizations, nonprofit credit counseling organization, assist people in debt by providing among other services budget counseling and debt management plans.


Saving

External link opens in new tab or windowchoosetosave.org
With financial tools to help consumers of all ages plan their financial security, this site promotes the idea that saving today is essential to securing your financial future.  

External link opens in new tab or windowicfe.info
Information to help people of all ages improve their spending habits, increase their savings and use credit more wisely.


Buying a Home

External link opens in new tab or windowhud.gov
This government agency helps increase homeownership, supports community development and increases access to affordable housing free from discrimination.

External link opens in new tab or windowfanniemae.com
Information to help families achieve the dream of homeownership.

External link opens in new tab or windowfreddiemac.com
Information about homeownership and buying a home.

External link opens in new tab or windowbankrate.com
Free rate information on mortgages, credit cards, new and used automobile loans, money market accounts and online banking fees to name a few. They help consumers make informed financial decisions by publishing original and objective personal finance stories, financial applications and information to a network of distribution partners.

External link opens in new tab or windownlihc.org
The National Low Income Housing Coalition is an advocacy group that focuses on creating socially-just political policy to help people with the lowest incomes afford decent housing.

 

Consumer Help and Advocacy

External link opens in new tab or windownclc.org
The National Consumer Law Center is a nonprofit advocacy organization that seeks to build economic security and family wealth for low-income and other economically disadvantaged Americans.

External link opens in new tab or windowconsumerreports.org

An unbiased site that provides independent reviews and information about numerous consumer products.

External link opens in new tab or windowconsumerfed.org
The Consumer Federation of America is a consumer
advocacy organization that addresses issues such as health, insurance, and financial services.External link opens in new tab or window 

External link opens in new tab or windowresponsiblelending.org
The Center for Responsible Lending is a nonprofit, non-partisan organization that strives to protect homeownership and family wealth by fighting predatory lending practices.

External link opens in new tab or windowbbb.org
The Better Business Bureau provides information, services and programs to assist consumers and businesses.

Credit Bureaus

External link opens in new tab or windowequifax.com
General credit information on understanding credit, credit scores and credit reports.

External link opens in new tab or windowexperian.com
Information on understanding credit, credit scores, credit reports and preventing identity fraud.  

External link opens in new tab or windowtransunion.com
More information on understanding credit, credit scores, credit reports and preventing identity fraud.

External link opens in new tab or windowannualcreditreport.com
The only official site to get your free credit reports is Annualcreditreport.com. You can request a free copy of your credit report from each of the three major credit bureaus every 12 months.

 

Identity Theft

External link opens in new tab or windowftc.gov
The Federal Trade Commission’s identity theft site is a one-stop national resource to learn about the crime of identity theft. It provides detailed information to help you deter, detect, and defend against identity theft.    

External link opens in new tab or windowwww.fraud.org
The National Consumers League fraud center provides information on identity theft.

 External link opens in new tab or windowwww.idtheftcenter.org
The Identity Theft Resource Center is a non-profit that provides information and assistance to victims of identity theft. 


Loans

External link opens in new tab or windowwww.loanconsolidation.ed.gov
Schools and loan holders answer consumer-related questions about loan consolidation.

External link opens in new tab or windowbankrate.com
Free rate information on everything from mortgages to money market accounts, Bankrate provides transparent banking information to help you make better financial decisions.


College Help

External link opens in new tab or windowfafsa.ed.gov
Federal Student Aid gives students access to the largest source of college financial assistance through grants, work study programs and loans.

External link opens in new tab or windowstudentaid.ed.gov
Plan for college and get access to information about the products and services you’ll need throughout the financial aid process.

External link opens in new tab or windowsavingforcollege.com

Understand the challenges of paying for higher education and learn from this independent and objective site. It includes 529 plans to help you save and pay for college.


Insurance

External link opens in new tab or windowinsure.com
A wealth of information about all types of insurance (home, car, life, etc.).

External link opens in new tab or windowiii.org
The Insurance Information Institute. It’s another good site with basic insurance information.

External link opens in new tab or windowacli.com
The American Council of Life Insurers helps you obtain financial security for life.


Help for Seniors

External link opens in new tab or windowaarp.org/money
AARP is a nonprofit, nonpartisan membership organization for people 50 and over that provides information and resources on financial planning and retirement, social security, credit and debt, mortgages and other sources for maintaining a healthy financial life.

External link opens in new tab or windoweldercare.gov

A nationwide service connecting older Americans and their caregivers with information on senior services. They help you identify trustworthy local support resources and find your way through the maze of services for seniors.

External link opens in new tab or windowcaremanager.org
A non-profit association of professional practitioners whose purpose is the development, advancement and promotion of humane and dignified social and psychological health care for the elderly and their families through counseling, treatment and the delivery of concrete services by qualified, certified providers.

External link opens in new tab or windowsocialsecurity.gov/mystatement
Find out how much you can expect to get in Social Security benefits.
 

Financial Planning

External link opens in new tab or windowfpanet.org
The Financial Planning Association can connect you to professionals providing professional financial planning services.

External link opens in new tab or windownapfa.org
The National Association of Personal Financial Advisors is an organization that represents fee-only financial planners.


Retirement Calculators

External link opens in new tab or windowchoosetosave.org
The Ballpark Estimate Retirement Planning Worksheet

External link opens in new tab or windowbankrate.com
Retirement calculators

External link opens in new tab or windowtroweprice.com
T. Rowe Price's retirement calculator

External link opens in new tab or windowvanguard.com
Vanguard's retirement calculator

External link opens in new tab or windowssa.gov

Click on "Calculate your benefits" to see your benefits in present-day or future dollars.


Women & Finance

External link opens in new tab or windowwww.wife.org

The Women's Institute of Financial Education empowers women to succeed and prosper through financial education.


Buying a Car

External link opens in new tab or windowconsumersreport.org

An unbiased site that provides independent reviews and information about numerous consumer products.

External link opens in new tab or windowfueleconomy.gov
Provides a great consumer information source for gas mileage, safety and fuel economy for cars and trucks.

External link opens in new tab or windowedmunds.com
Helps consumers get a fair deal by Providing True Market Value pricing, unbiased car reviews, ratings and expert advice.

External link opens in new tab or windowwww.kbb.com

Kelley Blue Book provides vehicle pricing and other car buying information.


Government Help

External link opens in new tab or windowconsumerfinance.gov
The Consumer Financial Protection Bureau was created under theDodd-Frank Wall Street Reform and Consumer Protection Act, the mostsweeping overhaul of financial regulations in decades. It was chargedwith promoting financial education and enforcing federal consumerfinancial-protection laws. The agency also has rule-making powers sothat it can head off unfair, deceptive and abusive financial practicesand products.

External link opens in new tab or windowftc.gov
The Federal Trade Commission

External link opens in new tab or windowocc.treas.gov
The Office of the Comptroller of the Currency regulates and supervises national banks, issues rules and legal interpretations and supervises domestic and international bank activities and corporate analyses.

External link opens in new tab or windowfdic.gov
The Federal Deposit Insurance Corporation Insures deposits in banks and thrift institutions for up to $100,000.

External link opens in new tab or windowirs.gov
The Internal Revenue Service helps American taxpayers understand and meet their tax responsibilities through the application of tax laws.

External link opens in new tab or windowsec.gov

Provides protection to investors while maintaining the integrity of the securities markets.

 

Investing

External link opens in new tab or windowinvestorprotection.org
Independent and objective information to help consumers make informed investment decisions.

External link opens in new tab or windowfinra.org
The Financial Industry Regulatory Authority is the largest independent regulator for all securities firms doing business in the United States. All told, they oversee nearly 4,900 brokerage firms, about 173,000 branch offices and approximately 651,000 registered securities representatives.

External link opens in new tab or windownasaa.org
The North American Securities Administrators Association is the oldest international organization devoted to investor protection. NASAA is a voluntary association whose membership consists of 67 state, provincial, and territorial securities administrators in the 50 states, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Canada and Mexico.

External link opens in new tab or windowmorningstar.com

A leading provider of independent investment research, Morningstar is a trusted source for insightful information on stocks, mutual funds, variable annuities, closed-end funds, exchange-traded funds, separate accounts, hedge funds and 529 college savings plans.




             Paperback coming in May.

Order Now!

External link opens in new tab or windowAmazon||||External link opens in new tab or windowBarnes & Noble||||

External link opens in new tab or window



 


Follow Michelle:   

External link opens in new tab or windowMichelle Singletary on Facebook||||
External link opens in new tab or windowMichelle Singletary on Twitter||||
External link opens in new tab or windowYouTube||||
External link opens in new tab or window||||
In 2021, Prosperity Partners will typically meet virtually on the first Saturday of each month unless otherwise noted on our yearly calendar, which can be found at prosperitypartnersministry.org
External link opens in new tab or windowhttp://prosperitypartnersministry.org/