Resources 

  • Help With Debt
  • Saving
  • Buying A Home
  • Consumer Help and Advocacy
  • Credit Bureaus
  • Identity Theft
  • Loans
  • Budgeting
  • College Help
  • Insurance

  • Help for Seniors
  • Financial Planning
  • Retirement Calculators
  • Women & Finance
  • Divorce
  • Buying a Car
  • Government Help
  • Investing

External link opens in new tab or windowStack of books in a spiral||||

Help With Debt Issues

External link opens in new tab or windowwww.debtadvice.org
A great source for information on using credit wisely. You can even locate a certified counselor for additional assistance.

External link opens in new tab or windowwww.anti-phishing.org
This website focuses on the elimination of the identity theft and fraud that result from phishing and email spoofing. Their platform allows you to discuss phishing issues, define the scope of phishing problems in terms of hard and soft costs, share information and learn about the best ways to eliminate the problem.

External link opens in new tab or windowwww.debtorsanonymous.org
Offering support for those struggling with debt, this site provides a place where people can share their experiences, strength and hope in the battle against ever-building debt.  

External link opens in new tab or windowwww.nfcc.org
The National Foundation for Credit Counseling member organizations, nonprofit credit counseling organization, assist people in debt by providing among other services budget counseling and debt management plans.


Saving

External link opens in new tab or windowwww.choosetosave.org
With financial tools to help consumers of all ages plan their financial security, this site promotes the idea that saving today is essential to securing your financial future.  

External link opens in new tab or windowwww.icfe.info
Information to help people of all ages improve their spending habits, increase their savings and use credit more wisely.

External link opens in new tab or windowwww.saveforyourfuture.org
Saving tools and other information that informs consumers about saving and planning for retirement.


Buying a Home

External link opens in new tab or windowwww.hud.gov
This government agency helps increase homeownership, supports community development and increases access to affordable housing free from discrimination.

External link opens in new tab or windowwww.fanniemae.com
Information to help families achieve the dream of homeownership.

External link opens in new tab or windowwww.freddiemac.com
Information about homeownership and buying a home.

External link opens in new tab or windowwww.bankrate.com
Free rate information on mortgages, credit cards, new and used automobile loans, money market accounts and online banking fees to name a few. They help consumers make informed financial decisions by publishing original and objective personal finance stories, financial applications and information to a network of distribution partners.

External link opens in new tab or windowwww.nlihc.org
This advocacy group focuses on creating socially-just political policy to help people with the lowest incomes afford decent housing,

 

Consumer Help and Advocacy

External link opens in new tab or windowwww.consumerlaw.org
The National Consumer Law Center is a nonprofit advocacy organization that seeks to build economic security and family wealth for low-income and other economically disadvantaged Americans.

External link opens in new tab or windowwww.consumersunion.org
Consumers Union is a nonprofit organization that works to help provide a fair and just marketplace for consumers. The organization publishes Consumer Reports.

External link opens in new tab or windowwww.consumersreport.org
An unbiased site that provides independent reviews and information about numerous consumer products.

External link opens in new tab or windowwww.consumerfed.org
The Consumer Federation of America is a consumer
advocacy organization that addresses issues such as health, insurance, and financial services.External link opens in new tab or window 

External link opens in new tab or windowwww.responsiblelending.org
The Center for Responsible Lending is a nonprofit, non-partisan organization that strives to protect homeownership and family wealth by fighting predatory lending practices.

External link opens in new tab or windowwww.bbb.org
The Better Business Bureau provides information, services and programs to assist consumers and businesses.

Credit Bureaus

External link opens in new tab or windowwww.equifax.com
General credit information on understanding credit, credit scores and credit reports.

External link opens in new tab or windowwww.experian.com
Information on understanding credit, credit scores, credit reports and preventing identity fraud.  

External link opens in new tab or windowwww.transunion.com
More information on understanding credit, credit scores, credit reports and preventing identity fraud.

External link opens in new tab or windowwww.annualcreditreport.com
The only official site to get your free credit reports is Annualcreditreport.com. You can request a free copy of your credit report from each of the three major credit bureaus every 12 months.

 

Identity Theft

External link opens in new tab or windowwww.ftc.gov/bcp/edu/microsites/idtheft
The Federal Trade Commission’s identity theft site is a one-stop national resource to learn about the crime of identity theft. It provides detailed information to help you deter, detect, and defend against identity theft.    

External link opens in new tab or windowwww.fraud.org
The National Consumers League fraud center provides information on identity theft.

 External link opens in new tab or windowwww.idtheftcenter.org
The Identity Theft Resource Center is a non-profit that provides information and assistance to victims of identity theft. 


Loans

External link opens in new tab or windowwww.loanconsolidation.ed.gov
Schools and loan holders answer consumer-related questions about loan consolidation.

External link opens in new tab or windowwww.bankrate.com
Free rate information on everything from mortgages to money market accounts, Bankrate provides transparent banking information to help you make better financial decisions.


Budgeting

External link opens in new tab or windowwww.budgetingonline.com
A guide to finding personal budgeting help online.

External link opens in new tab or windowwww.MoneyAdvise.com
Budgeting help, tips and tools for personal and family use, this site provides a roadmap to helping your family budget their money better. Learn how to manage debt and save money.

External link opens in new tab or windowwww.crown.org
Their volunteer budget coaches help married couples and individuals achieve spiritual and financial freedom by developing a budget, building a plan to get out of debt and providing practical and godly financial counsel.

External link opens in new tab or windowBenefits of Budgeting (PDF)
An informative slideshow presented by Michelle.


College Help

External link opens in new tab or windowwww.fafsa.ed.gov
Federal Student Aid gives students access to the largest source of college financial assistance through grants, work study programs and loans.

External link opens in new tab or windowwww.studentaid.ed.gov
Plan for college and get access to information about the products and services you’ll need throughout the financial aid process.

External link opens in new tab or windowwww.finaid.org
Provides free access to a comprehensive and objective collection of information about students searching for ways to finance their education.

External link opens in new tab or windowwww.savingsbond.gov
The only financial services website that allows consumers to buy and redeem securities directly from the U.S. Department of the Treasury in paperless electronic form.

External link opens in new tab or windowwww.savingforcollege.com
Understand the challenges of paying for higher education and learn from this independent and objective site. It includes 529 plans to help you save and pay for college.

External link opens in new tab or windowwww.collegesavings.org
Intended to make higher education more attainable, this site serves as a clearinghouse for information about existing college savings programs. It monitors federal activities that promote legislation to positively affect state programs.


Insurance

External link opens in new tab or windowwww.insure.com
A wealth of information about all types of insurance (home, car, life, etc.).

External link opens in new tab or windowwww.iii.org
The Insurance Information Institute. It’s another good site with basic insurance information.

External link opens in new tab or windowwww.acli.com
The American Council of Life Insurers helps you obtain financial security for life.

External link opens in new tab or windowwww.life-line.org
Try the life-insurance-needs calculator created by the Life and Health Insurance Foundation for Education.


Help for Seniors

External link opens in new tab or windowwww.aarp.org/money
AARP is a nonprofit, nonpartisan membership organization for people 50 and over that provides information and resources on financial planning and retirement, social security, credit and debt, mortgages and other sources for maintaining a healthy financial life.

External link opens in new tab or windowwww.reversemortgage.org
Comprehensive information about reverse mortgages.

External link opens in new tab or windowwww.eldercare.gov
A nationwide service connecting older Americans and their caregivers with information on senior services. They help you identify trustworthy local support resources and find your way through the maze of services for seniors.

External link opens in new tab or windowwww.caremanager.org
A non-profit association of professional practitioners whose purpose is the development, advancement and promotion of humane and dignified social and psychological health care for the elderly and their families through counseling, treatment and the delivery of concrete services by qualified, certified providers.

External link opens in new tab or windowwww.socialsecurity.gov/mystatement
Find out how much you can expect to get in Social Security benefits.
 

Financial Planning

External link opens in new tab or windowwww.fpanet.org
The Financial Planning Association can connect you to professionals providing professional financial planning services.

External link opens in new tab or windowwww.napfa.org
The National Association of Personal Financial Advisors is an organization that represents fee-only financial planners. 


Retirement Calculators

External link opens in new tab or windowwww.choosetosave.org
The Ballpark Estimate Retirement Planning Worksheet

External link opens in new tab or windowwww.bankrate.com
Retirement calculators

External link opens in new tab or windowwww3.troweprice.com
T. Rowe Price's retirement calculator

External link opens in new tab or windowwww.vanguard.com
Vanguard's retirement calculator

External link opens in new tab or windowwww.homefair.com
See how much money you'll have in retirement both pre- and post-tax with
a Roth or traditional IRA.

External link opens in new tab or windowwww.ssa.gov
Click on "Calculate your benefits" to see your benefits in present-day or future dollars.


Women & Finance

External link opens in new tab or windowwww.womens-finance.com
Trusted source for women's financial advice.

External link opens in new tab or windowwww.womens-finance.com-personalfinance
Personal financing for all facets of a woman’s life.

External link opens in new tab or windowwww.wife.org
The Women's Institute of Financial Education empowers women to succeed and prosper through financial education

External link opens in new tab or windowwww.wiseupwomen.org
Formulates standards and policies to promote the welfare of wage-earning women to improve their working conditions, increase their efficiency and advance their profitable opportunities.  


Divorce

External link opens in new tab or windowwww.equalityinmarriage.org
Educational information for men and women on the importance of equality in marriage and divorce.

External link opens in new tab or windowwww.wiserwomen.org
The nation's only non-profit organization wholly devoted to providing women with the crucial skills and information they need to improve their economic circumstances and plan for a financially sound retirement.

External link opens in new tab or windowwww.divorce-and-money.com
A list of 13 big divorce financial mistakes not to make in your divorce planning.


Buying a Car

External link opens in new tab or windowwww.nhtsa.gov
The National Highway Traffic Safety Administration

External link opens in new tab or windowwww.consumersreport.org
An unbiased site that provides independent reviews and information about numerous consumer products.

External link opens in new tab or windowwww.fueleconomy.gov
Provides a great consumer information source for gas mileage, safety and fuel economy for cars and trucks.

External link opens in new tab or windowwww.edmunds.com
Helps consumers get a fair deal by Providing True Market Value pricing, unbiased car reviews, ratings and expert advice.

External link opens in new tab or windowwww.cars.com
Offers a great selection of new and used cars online through partnerships with 175 leading newspapers, television stations and their websites.

External link opens in new tab or windowwww.autosafety.org
Provides auto safety, fuel economy and auto defect information. They also list lemon laws by state to help lemon owners across the country fight back.

External link opens in new tab or windowwww.carfax.com
Instantly generate detailed vehicle history reports on any used car or light truck and reduce the risks of buying a used car.

External link opens in new tab or windowwww.lemonaidcars.com
In an industry known for its dishonesty and exaggerated claims, lemonaidcars.com targets generic vehicle defects and abusive auto industry practices to inform and protect consumers.

External link opens in new tab or windowwww.aaa.com
A plethora of services and information on vehicles, financing, insurance, finding the right dealer and travel.

External link opens in new tab or windowwww.kbb.com
Kelley Blue Book provides vehicle pricing and other car buying information.


Government Help

External link opens in new tab or windowwww.consumerfinance.gov
The Consumer Financial Protection Bureau was created under theDodd-Frank Wall Street Reform and Consumer Protection Act, the mostsweeping overhaul of financial regulations in decades. It was chargedwith promoting financial education and enforcing federal consumerfinancial-protection laws. The agency also has rule-making powers sothat it can head off unfair, deceptive and abusive financial practicesand products.

External link opens in new tab or windowwww.ftc.gov
The Federal Trade Commission

External link opens in new tab or windowwww.occ.treas.gov
The Office of the Comptroller of the Currency regulates and supervises national banks, issues rules and legal interpretations and supervises domestic and international bank activities and corporate analyses.

External link opens in new tab or windowwww.fdic.gov
The Federal Deposit Insurance Corporation Insures deposits in banks and thrift institutions for up to $100,000.

External link opens in new tab or windowwww.irs.gov
The Internal Revenue Service helps American taxpayers understand and meet their tax responsibilities through the application of tax laws.

External link opens in new tab or windowwww.house.gov
The United States House of Representatives “Write to Your Representative”
site gives consumers access to committee hearings, bills, laws and their representatives.

External link opens in new tab or windowwww.senate.gov
Access to committee hearings, bills, laws and United State senators.

External link opens in new tab or windowwww.sec.gov
The US Securities & Exchange Commission “taking stock” site.

External link opens in new tab or windowwww.sec.gov
Provides protection to investors while maintaining the integrity of the securities markets.

 


Investing

External link opens in new tab or windowwww.investorprotection.org
Independent and objective information to help consumers make informed investment decisions.

External link opens in new tab or windowwww.finra.org
The Financial Industry Regulatory Authority is the largest independent regulator for all securities firms doing business in the United States. All told, they oversee nearly 4,900 brokerage firms, about 173,000 branch offices and approximately 651,000 registered securities representatives.

External link opens in new tab or windowwww.nasaa.org
The North American Securities Administrators Association is the oldest international organization devoted to investor protection. NASAA is a voluntary association whose membership consists of 67 state, provincial, and territorial securities administrators in the 50 states, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Canada and Mexico.

External link opens in new tab or windowwww.napfa.org
Advancing the profession of comprehensive fee-only financial planning by enhancing the skills of its members, emphasizing its members' roles as fiduciaries and educating the public about the financial planning process.

External link opens in new tab or windowwww.nasconet.org
An association of state offices charged with oversight of U.S. charitable organizations.

External link opens in new tab or windowwww.morningstar.com
A leading provider of independent investment research, Morningstar is a trusted source for insightful information on stocks, mutual funds, variable annuities, closed-end funds, exchange-traded funds, separate accounts, hedge funds and 529 college savings plans.

External link opens in new tab or windowwww.fpanet.org
A membership organization for the financial planning community, they’re dedicated to helping you make wise financial decisions to achieve your goals and dreams.

External link opens in new tab or windowwww.icfe.info
Helps people of all ages improve their spending, increase their savings and use their credit more wisely.

External link opens in new tab or windowwww.aarp.org
A retirement calculator and all kinds of articles on retirement planning.

External link opens in new tab or windowwww.better-investing.org
This is an independent, non-profit, member-driven organization committed to teaching individuals how to become successful strategic long-term investors.

External link opens in new tab or windowwww.sharebuilder.com
Provides guiding principles designed to make investing easy and affordable for everyone.

External link opens in new tab or windowwww.garrettplanningnetwork.com
A nationwide network of fee-only, professional, financial advisors who are dedicated to providing competent, objective financial advice to people from all walks of life, on an hourly as-needed basis.

External link opens in new tab or windowwww.oneshare.com
The leading provider of single share gift transactions since its 1996 inception, this site created the concept of giving stocks as gifts.

External link opens in new tab or windowwww.frameastock.com
They specialize in the framing of individual shares of a corporations stock for truly unique gifts for any occasion.

External link opens in new tab or windowwww.lifeadvice.com
An abundance of information regarding insurance, banking, investment and planning services.

External link opens in new tab or windowwww.investorside.org
This non-profit trade association of investment research providers serves its members by certifying research providers, promoting the growth of independent research and promoting government policy that encourages the use of independent research.

External link opens in new tab or windowwww.choicetrust.com
Helping you make smarter choices by giving you information about the people or companies you do business with.

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In 2020, Prosperity Partners will typically meet on the first Saturday of each month unless otherwise noted on our yearly calendar, which can be found at prosperitypartnersministry.org
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